Escazú, Costa Rica
(506)2637 6059 / (506) 8899 7455

About our loan programs


CCRC Loans provides private financing options to local and foreign individuals, business', and corporations on real property in Costa Rica. The terms and conditions of these loans vary slightly depending on the type of property, loan to value, and the use of funds. Our loans typically are interest only loans with loan periods from one to four years and the interest rate is higher than traditional bank loans but the qualifying process is verysimple and we can fund within days of receiving the application. Borrowers use these loans for several different reasons such as bridiging short terms cash flow needs for their business, interim financing in order to obtain a bank loan, improvements for the collateral property, or refinancing an existing mortgage. We also work to consolidate debt if the Borrower has several loans on one or multiple properties.

CRC appraises the property and conducts a thorough due diligence of the property and borrower in order to determine the feasibility of making each loan.

Originally from San Antonio Texas Michael has been in Costa Rica since 1998. A graduate of University of Texas in Austin he is a registered sales agent in Texas and worked in leasing and sales for a campus real estate company prior to moving to Costa Rica. Michael worked for Los Suenos Resort & Marina for ten years selling property for the developer. After his tenure at Los Suenos Michael opened up HRG Properties & Rentals which focuses on the sales, rental, and management of properties in Los Suenos Resort & Marina.. Michael has been working in private finance for nearly his entire tenure in Costa Rica.

Our partners


CRC Loans works with an elite group of professionals with years of experience in real estate lending and Trusts. All of our loans are made through a Trust Company with Stewart Title Latin America, with head offices in San Jose. Stewart is the most well known and respected Title Guaranty/Insurance policies, escrow, closing, and trust services that are crafted to address local real estate issues in Costa Rica. Stewart serves as the Trustee in all of our loans where the property and the entity which owns the collateral property is pledged to a trust which is managed by Stewart Title. Borrower and Lender must abide by the rules of the Trust and once the loan is completed and Borrower has paid back all interest and principal then the property is released from the Trust back to the Borrower.

The legal documentation that lays out the agreement between borrower and lender is created by our legal team at BLP Abogados. BLP Abogados is the largest and most respected firm in Costa Rica, with a team of nearls seventy lawyers they represent some of the largest and most well respected corporations in Costa Rica and Latin America. BLP has successfully closed thousands of real estate sales and loans and has been working with the principals in CRC Loans for nearly 20 years. Learn more at BLP Abogados.

Stewart Title Latin America


Stewart Title Latin America and its services have been designed to help you navigate foreign real estate transactions, protecting you from unnecessary risks and overwhelming processes.

Stewart's title guaranty/insurance policies, escrow, closing and mortgage services are crafted to address the local real estate issues of each jurisdiction. With a network of offices in Mexico, Central America and the Caribbean, Stewart Title Latin America provides you with a suite of services adding transparency, security and peace of mind to real estate transactions.

When investing in real esBLP Abogadostate, trust Stewart's financial strength, professional service and leading technology to make your transaction successful.

Our quick and easy loans typically are interest only loans with loan periods from one to four years and the interest rate is higher than traditional bank loans but the qualifying process is very simple and we can fund within days of receiving the application.

Contact Us